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City Pockets

City PocketsCity PocketsCity Pockets
Home
Affordable Home Ownership
Workforce Development
Sedgley Development
Torchlight
Future Projects
More
  • Home
  • Affordable Home Ownership
  • Workforce Development
  • Sedgley Development
  • Torchlight
  • Future Projects
  • Home
  • Affordable Home Ownership
  • Workforce Development
  • Sedgley Development
  • Torchlight
  • Future Projects

City Pockets Scattered Sites Development Model

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City Pockets - Building Better Communities

A Scattered Site Solution for Sustainable Housing

 

City Pockets is proud to lead the Project Philadelphia initiative—an affordable homeownership strategy rooted in community revitalization, wealth building, and long-term stability. In partnership with the Neighborhood Assistance Corporation of America (NACA), we’re bringing 125 new homes to North and West Philadelphia over a ten-year period through an innovative scattered site development model.

The Vision: Ownership Over Rentership

 

Many Philadelphia residents are qualified to own, but locked into renting due to structural and financial barriers. Project Philadelphia directly targets those residents, offering affordable, newly constructed homes with built-in support, financial tools, and zero speculation risk.

We’re transforming abandoned lots into homes—one block, one buyer, one neighborhood at a time.

The Model: Pre-Construction, Pre-Approved

 

Thanks to our partnership with NACA, buyers commit before construction even begins:

  • Pre-approved NACA Member Buyers enter purchase agreements “on the dirt”.
  • 100% financing available with no down payment and no closing costs.
  • Eliminates market and sales risk for buyers and investors.
  • Allows buyers to lock in below-market interest rates with optional interest rate buy-downs.

Experience City Pockets Living at Its Best

Why Scattered Site Development Works

 Unlike traditional single-site affordable housing, scattered site housing spreads development across multiple city blocks, reducing displacement while:

  • Raising neighborhood property values over time
  • Rehabilitating vacant land
  • Strengthening the character and fabric of local communities 

First 25 homes are located along:

  • North 19th Street 
  • West Clearfield Street
  • West Clementine Street

Welcome to City Pockets

Home Types and Features

City Pockets offers a mix of one-, two-, and three-family homes, built using both modular and stick-built construction for efficiency and scalability. Multi-family options allow buyers to live in one unit while renting out the others, creating a steady income stream that helps offset mortgage costs. This model increases purchasing power and supports long-term financial resilience. 

A Strategic Path to Wealth

 Located in designated Opportunity Zones, City Pockets developments attract private investment while prioritizing neighborhood preservation over gentrification. Supported by a Qualified Opportunity Zone Fund (QOF) structure, each home offers built-in financing options and income-generating rental units—empowering buyers to start building equity from day one. 

How It Works for Buyers

 

To qualify as a Member Buyer:

Attend a free homebuyer workshop.
Complete financial readiness screening.
Be able to meet reserve and escrow requirements (e.g. 4–8 months of savings depending on home type).
Commit to a pre-construction purchase agreement.
 

*Subsidies and grants may be available to reduce interest rates and ensure monthly payments remain affordable.*

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